Motorcycle Insurance: Ride Protected, Wherever the Road Takes You
Request a QuoteThere’s nothing quite like the open road, wind in your face, and the pure freedom of riding a motorcycle. Whether it’s your weekend escape or your everyday ride, your bike deserves the same level of protection as your car—maybe even more. That’s where motorcycle insurance from Craven Insurance comes in.
We’re here to help you ride with confidence. Accidents happen—even to the safest riders. We offer coverage that protects not just your bike, but your finances and your future. Whether you're cruising the coast or tackling the backroads, we’ve got you covered.
Our policies are designed for riders, by people who understand riders. We help you choose protection that fits your lifestyle—so you can hit the road knowing you’ve got backup when you need it.
Why Motorcycle Insurance Is Non-Negotiable
We get it. You’ve invested in your bike. You’ve geared up. You know the routes. But the road isn’t always predictable. From distracted drivers to potholes, unexpected weather to theft, motorcyclists face real risks every time they ride.
That’s why having proper motorcycle insurance isn’t just smart—it’s essential. It gives you peace of mind that if something goes wrong, you won’t be left with a financial disaster. At Craven Insurance, we work to find a policy that not only meets state requirements but protects what you value most.
What Does Motorcycle Insurance Cover?
Motorcycle insurance includes a range of coverages that protect you, your bike, and others on the road. Here are the key components:
Liability Coverage
This pays for damage or injuries you cause to others in an accident. It’s the coverage required by law and your financial first line of defense.
Medical Payments
Covers medical costs for you and your passenger after an accident, regardless of who’s at fault.
Comprehensive Coverage
Protects against non-collision losses like theft, fire, vandalism, or hitting an animal.
Collision Coverage
Pays to repair or replace your bike if it’s damaged in a crash, regardless of who’s at fault.
Uninsured/Underinsured Motorist
Covers you if the at-fault driver doesn’t have enough (or any) insurance. Sadly, it’s more common than you think.
Custom Parts & Accessories
Got custom exhaust, saddlebags, or a sweet paint job? This coverage protects the upgrades you’ve added to your ride.
Typical Motorcycle Insurance Claims
To give you an idea of where motorcycle insurance really earns its keep, here are some of the most common claims riders face, along with average costs:
| Claim Type | Average Cost |
|---|---|
| Collision with another vehicle | $18,000 |
| Bike theft | $9,500 |
| Injury to rider | $31,000 |
| Property damage liability | $5,700 |
| Damage from fire or weather | $4,800 |
Who Needs Motorcycle Insurance?
If you ride, you need coverage—it’s that simple. But not all policies are the same, and not all riders are either. Whether you’re tearing up the highway or taking a relaxing Sunday cruise, you want a policy that fits your bike, your habits, and your budget.
Motorcycle insurance is essential for:
- Cruiser Riders with high-end touring bikes.
- Sportbike Enthusiasts who push performance limits.
- Daily Commuters using their bike for work transportation.
- Weekend Warriors riding for fun and freedom.
Why Riders Trust Craven Insurance
We know insurance, but we also understand motorcycles. Our team helps you compare quotes, understand coverages, and make smart choices. More importantly, we offer the kind of personal service you won’t find with a random online quote generator.
- Affordable Rates: We shop with top carriers to find the best deal for your bike and budget.
- Local Knowledge: We live here and ride here, so we get the local roads and risks.
- Real Support: When you have a claim, we walk you through it—step by step.
With Craven Insurance, you get more than a policy—you get a partner.
Get a Free Quote and Keep Riding
You already know the thrill of riding. Let’s make sure you’ve also got the protection you need when things don’t go as planned. Motorcycle insurance gives you financial peace of mind—so you can focus on the freedom of the road, not the fear of what-if.
Reach out to Craven Insurance today and let us help you find a policy that fits like your favorite riding gloves. We’re ready when you are.
Request a Quote
Have questions? Call us at 360-341-7200 and talk with a real person who understands motorcycles, not just insurance.
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