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Ah, the open water. The breeze in your hair, the sun on your face, and the gentle rhythm of the waves as you cruise, sail, or fish your way to serenity. But just like you wouldn’t head out without a life jacket, your boat deserves some protection too. That’s where boat insurance from Craven Insurance comes in.
⛵ Why Boat Insurance Matters
Owning a boat is a dream for many—and a reality for you. But even paradise can be unpredictable. From sudden storms to accidental collisions, theft, or even liability claims, boat insurance helps keep your financial waters calm. At Craven Insurance, we understand both the thrill and the risk of owning a boat. That’s why we offer coverage tailored to your vessel and your lifestyle.
Comprehensive Coverage
From dock to deep sea, our policies protect against damage from storms, sinking, fire, theft, and vandalism. Whether you own a small fishing boat or a luxury yacht, we’ve got you covered.
Liability Protection
Accidents happen. If your boat injures someone or damages property, liability insurance can cover legal fees, medical bills, and repair costs—so you’re not left adrift financially.
Emergency Assistance
Stuck at sea? Our coverage can include towing, fuel delivery, and other emergency services. Because help should be there when you need it most.
🧭 What’s Typically Covered?
Boat insurance policies can vary, but here are some of the most common types of coverage we offer at Craven Insurance:
| Coverage Type | What It Does |
|---|---|
| Physical Damage | Covers repairs to your boat, motor, trailer, and equipment due to collision, fire, theft, or vandalism. |
| Liability | Protects you if you're at fault for injury or property damage to others while operating your boat. |
| Medical Payments | Pays for injuries sustained by you or passengers regardless of fault. |
| Uninsured Boater | Helps cover your costs if another boater causes an accident but doesn’t have insurance. |
| Emergency Services | Covers towing, delivery of gas or oil, or assistance if your boat breaks down on the water. |
⚓ Real Talk: Do You Really Need It?
It’s easy to think, “It won’t happen to me.” But in truth, boats are exposed to all kinds of unpredictable risks. According to national data, the average cost of a boating accident is over $10,000. And liability claims? Those can soar much higher. For most owners, it’s simply not worth the gamble.
Boat insurance isn’t just a safety net—it’s peace of mind. Knowing that you, your passengers, and your investment are protected allows you to enjoy every trip on the water without worry.
🌊 Tailored Policies for Every Boat
At Craven Insurance, we don’t believe in one-size-fits-all. Whether you have a:
- Fishing boat
- Pontoon
- Sailboat
- Jet Ski or personal watercraft
- Yacht or luxury cruiser
…we’ll help craft a policy that fits your boat’s needs and your budget.
📍 Local Service, National Support
We’re proud to be your hometown insurance partner. You’ll always talk to a real person who understands your unique boating lifestyle. Whether you dock at a local marina, fish the nearby lake, or take coastal adventures, we’re here with tailored advice, fast claims service, and competitive rates.
📞 Let’s Get You Covered
Still have questions? Want to review your current coverage or explore new options? We’re happy to help.
Give Craven Insurance a call today at 360-341-7200 or click the button below to get started with a free, no-pressure quote. Your next water adventure awaits—make sure you’re ready for it.
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