Protecting What Matters Most This Season
Request a QuoteThe holidays are a time for family gatherings, warm meals, sparkling lights, and creating memories that last a lifetime. But while you’re celebrating, your home faces a variety of seasonal risks—from kitchen fires and package theft to frozen pipes and power outages. At Craven Insurance, we believe peace of mind should be part of every holiday. That’s why we’ve put together this guide to holiday home safety and insurance—to help you enjoy the season while keeping your home and loved ones safe.
Fire Safety
Cooking, candles, and holiday lights are among the top fire hazards. Keep an eye on open flames, use LED lights instead of real candles, and make sure your smoke detectors are working properly.
Theft Prevention
Package theft and break-ins rise during the holidays. Use smart cameras, keep valuables out of sight, and set timers for lights when you’re away from home.
Winter Readiness
Cold weather can cause frozen pipes and roof damage. Insulate exposed plumbing, clear gutters, and inspect your roof before temperatures drop.
Why Holiday Safety and Insurance Go Hand in Hand
Accidents and emergencies don’t take time off for the holidays. Whether you’re hosting family or traveling across the country, your home still needs protection. Home insurance provides coverage for many seasonal risks—from fire and theft to weather-related damage. At Craven Insurance, we help homeowners understand their policies and fill coverage gaps before problems occur. Because nothing ruins holiday cheer like an unexpected loss that isn’t covered.
Common Holiday Home Claims
While we all hope for smooth celebrations, claims often increase this time of year. Here are some of the most common types of holiday home insurance claims we see:
| Incident Type | What Causes It | Typical Coverage |
|---|---|---|
| Kitchen Fires | Unattended cooking or grease fires during meal prep. | Covered under standard homeowners insurance for fire and smoke damage. |
| Frozen Pipes | Unheated spaces or sudden cold snaps. | Usually covered if you’ve taken preventive steps like heating or insulation. |
| Theft | Unattended packages or break-ins while traveling. | Personal property coverage helps replace stolen items. |
| Water Damage | Leaky roofs, burst pipes, or faulty appliances. | Covered under most policies, but flood damage may require separate coverage. |
| Injuries | Slips on icy walkways or guests hurt during parties. | Liability insurance covers medical bills and potential lawsuits. |
Simple Holiday Safety Tips
Prevention is always the best protection. Here are a few easy steps you can take to keep your home safe and your holidays stress-free:
- Turn off holiday lights before going to bed or leaving the house.
- Never leave cooking unattended, especially when frying or baking.
- Install smart sensors that alert you to smoke, carbon monoxide, or leaks.
- Keep walkways clear of snow, ice, and clutter to prevent falls.
- Check your insurance coverage before you travel to make sure your home is fully protected.
The Emotional Side of Protection
The holidays are about family, tradition, and togetherness. You’ve worked hard to make your home a place of warmth and comfort, and that deserves to be protected. Home insurance isn’t just about replacing things—it’s about safeguarding memories, stability, and peace of mind. At Craven Insurance, we understand that insurance is personal. That’s why we take the time to review your coverage and make sure your home—and everything in it—is ready for whatever winter brings.
Why Work with Craven Insurance?
At Craven Insurance, we go beyond standard coverage. We help you prepare for seasonal risks and provide guidance when life gets unpredictable. Our team of local experts can review your policy, recommend updates, and ensure your protection keeps up with your changing needs. Give us a call at 360-341-7200—we’re here to make insurance simple, clear, and reliable this holiday season and beyond.
Personalized Coverage
We review your existing home insurance policy and customize it to fit your home, your location, and your lifestyle.
Affordable Protection
We compare options from multiple carriers to find comprehensive coverage at a competitive rate—so you get the best value.
Friendly Support
When you need help—whether you’re filing a claim or asking a question—our responsive local team is just a call away.
Make This Holiday Season Safe and Bright
Your home is at the heart of every celebration. This season, take the time to protect it. With Craven Insurance by your side, you’ll have the confidence to enjoy the holidays knowing your home and family are covered. Call us at 360-341-7200 or click below to request a quote. Because the best gift you can give yourself this season is peace of mind.
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